Article: 1
HVA Enterprises provides services exclusively to businesses (B2B).
Article: 2 Services
The service to be provided will be delivered by HVA Enterprises following a written order and after the monetary consideration agreed in the agreement has been credited in full to HVA Enterprises’ bank account.
Article: 3
All advice is provided without obligation and cannot give rise to any liability in any form whatsoever.
Article: 4 Advisory Call — Disclaimer and Limitation of Liability
Nothing discussed during the call constitutes personal financial, tax, legal or investment advice. No client-adviser relationship is created unless expressly agreed in a separate written agreement.
You acknowledge that:
- All decisions and actions taken on the basis of the call are entirely at your own expense and risk
- Results depend on individual circumstances, timing, jurisdiction and implementation
- Rescheduling an appointment is subject to availability and cannot be guaranteed
- You are responsible for obtaining independent professional advice where appropriate
To the extent permitted by applicable law, HVA Enterprises and its affiliated entities shall not be liable for any direct or indirect loss, including but not limited to:
- Financial losses
- Tax consequences or assessments
- Regulatory issues or sanctions
- Business or investment losses arising from or related to the advisory call.
Article: 5 General Website Disclaimer
The information provided by HVA Enterprises and its affiliated entities (“we”, “us”, “our”) is for informational and educational purposes only.
Although we share strategies, structures and insights based on experience, you are solely responsible for all decisions made on the basis of this information.
Article: 6 No Client Relationship
Visiting this website, purchasing a product or participating in a programme does not create an advisory, fiduciary or client relationship. A formal advisory relationship is created only through a separate written agreement.
Article: 7 No Guarantees
We make no guarantees regarding:
- Financial results
- Tax optimisation outcomes
- Business success
- Acceptance of any structure by regulators
Results depend on individual circumstances, jurisdiction, timing and implementation.
Article: 8 Jurisdiction and Compliance
Users are solely responsible for ensuring that all actions they take comply with the laws and regulations applicable in their country of residence.
We do not represent that any strategy is suitable or permitted in all jurisdictions.
Article: 9 Third Parties
We may refer to external service providers, jurisdictions or structures. We have no control over and are not responsible for their actions, services or results.
Article: 10 Limitation of Liability
To the extent permitted by law, we shall not be liable for any direct or indirect loss, including but not limited to:
- Financial losses
- Tax liabilities
- Regulatory sanctions
- Business or investment losses arising from the use of our content, products or services.
Article: 11 All Sales Are Final
Due to the digital nature of our products and services, all purchases are final and non-refundable. Upon purchase, access to the product, platform, login credentials or any associated content is deemed full and complete delivery of the service, regardless of whether the content has been accessed, viewed or completed. By completing the purchase, you expressly acknowledge and accept this policy.
Article: 12 Waiver of the Right of Withdrawal
To the extent permitted by applicable law, you expressly waive any right to cancel or withdraw from your purchase or receive a refund, including any statutory cooling-off period, due to the immediate delivery of digital content and/or services.
Article: 13
All prices exclude travel and accommodation costs.
Article: 14 Governing Law
This policy is governed by and shall be construed in accordance with the laws of the United Arab Emirates.
Article: 15 Acceptance
By using this website, you acknowledge that you have read, understood and agreed to this disclaimer.
